---
title: The Lender-Ready Brief | Marina Advisory
description: A free brief from Marina Advisory. A few pages every Tuesday on how lenders evaluate your business, from a former bank lender. Get lender-ready by 2027.
image: https://go.marinaadvisory.com/hubfs/Lender-Ready-Brief-Social-1200x630.png
---

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# See your business the way a lender does

A free brief from Marina Advisory, written from years on the lending side of the table. A few pages every Tuesday to get your business lender-ready by 2027.

- How lenders really make credit decisions, and who makes them
- What they look for in your financial statements, in plain English
- Practical steps to take before your next lender conversation

![Lender-Ready-Brief-Cover-NYC Nov 2026](https://go.marinaadvisory.com/hs-fs/hubfs/Lender-Ready-Brief-Cover-NYC%20Nov%202026.png?width=1200&height=1500&name=Lender-Ready-Brief-Cover-NYC%20Nov%202026.png "Lender-Ready-Brief-Cover-NYC Nov 2026")

## **About Marina Advisory**

Marina Advisory is a debt solutions and transaction advisory firm serving owner-operated and private equity-backed businesses in the lower middle market. Its founder, Anthony Reitano, CPA, spent years in underwriting and portfolio management at HSBC and MUFG, and now advises businesses from the borrower’s side of the table.

**Debt Solutions:** access to a network of 20+ lenders for facilities up to $100 million and above, across asset-based lending (ABL), conventional term loans and lines of credit, acquisition and seller note financing, SBA and non-SBA loans, equipment and bridge financing, DSCR and select construction financing, and creative structures for situations a standard loan doesn’t fit.

**Transaction Advisory:** Quality of Earnings, financial models and lender-ready financials, fractional CFO support, and transaction readiness (lender and buyer packages, CIMs, data room preparation).

[Book an introductory call](https://scheduler.zoom.us/anthony-reitano/intro-call)

*The Lender-Ready Brief is provided for informational and educational purposes only and is not financial, legal, tax or lending advice. Marina Advisory is not a lender and is not a CPA firm*. © 2026 Marina Advisory · [Privacy Policy](https://marinaadvisory.com/privacy-policy)